by bsmith | Aug 15, 2013 | Casb Management Group Inc., Mortgages
Teams are the way to go. The Ravens are a team; they won the last Super Bowl. The Prime Minister’s Cabinet is a team; they run the country. The astronauts are a team on each launch; they successfully negotiate space/the moon/the space station. Whether it’s...
by bsmith | Feb 20, 2013 | Business Financing, Investments, Mortgages, Rant
I have been searching for a financial planner for quite a while and have been surprised if not shocked on how difficult the process has been. I don’t think my needs are unique. I am seeking someone with an A-Z understanding of all the investment options available to a...
by bsmith | Nov 7, 2012 | Casb Management Group Inc., Investments, Mortgages, Real Estate
When interest rates are low, it is traditionally a great time to borrow funds using your home as collateral, with little concern for paying off a mortgage. A great time to access cheap money for alternative investments, by essentially leveraging the equity in your...
by bsmith | Oct 15, 2012 | How I View The World, Mortgages, Rant
Over the past couple of months we have seen a gradual shift in mortgage rules most notably; The end of 100% financing and the cash back mortgage The reduction in line of credit limits to 65% of the home’s value compared to the previous 80% What makes this round of...
by bsmith | Sep 18, 2012 | Mortgages
“Wouldn’t it make more sense if the deposits and borrowings were combined? Why not have every dollar you earn paying down your debts until you need to spend that money? Your income can instantly reduce what you have borrowed. As you pay bills and other expenses...
by bsmith | Jun 24, 2012 | Mortgages, Rant, Real Estate
Thursday morning the Government of Canada’s announcement, regarding changes to Government Backed Insured Mortgages, effective July 9th 2012. Amortization Period is REDUCED to 25 years for high ratio applications. Banks can continue to offer 30 year amortization on...
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