by bsmith | Jun 2, 2020 | Mortgages
Let’s consider your income, credit, down payment, liabilities, pre-payment options, pre-payment penalties, mortgage restrictions, portability, assumption options, amortization, age, location, rents, and more. Wait, what was your question? Your goal is to obtain the...
by bsmith | May 19, 2020 | Mortgages, Real Estate
You are buying your next house. You ask your realtor what their role is in the process. 9 out of 10 realtors will give you these two standard responses; “My role is to find you a house that meets your requirements and negotiate the best price for you”. (Don’t take my...
by bsmith | May 15, 2020 | Casb Management Group Inc.
The COVID-19 pandemic has shone a spotlight on what we have known for some time. As a country, Canada is unprepared to house and care for an ageing population. Waiting lists are now months if not years, to get a spot in retirement and nursing homes. Not enough new...
by bsmith | Apr 2, 2020 | Casb Management Group Inc.
No, you don’t get 6 months of mortgage forgiveness during the COVID-19 crisis. I am fielding many calls during the current COVID -19 crisis from clients who are assuming they don’t need to pay their mortgage for the next six months, at no consequence to...
by bsmith | Dec 6, 2019 | Casb Management Group Inc., Mortgages, Real Estate
Refinancing a mortgage is inevitable for most people who own a home. Are you guilty of one or more of the following mistakes? Accepting the written offer your lender presents to you Lenders are famous for sending a renewal notice in the mail and asking you to select...
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