by bsmith | Sep 16, 2020 | Mortgages, Private Lending
People ask me about the type of private mortgage deals we fund and why customers would enter into a private mortgage arrangement over a more traditional bank mortgage. Private lenders lend using a “common sense” approach. Each application is considered based on a...
by bsmith | Jul 3, 2020 | Casb Management Group Inc.
It’s time to get serious about saving for that ‘rainy day fund’ The global pandemic has reinforced the need for Canadians to take a more responsible approach to managing spending habits. The need for a savings pool that is not earmarked for a vacation or future spend...
by bsmith | Jun 2, 2020 | Mortgages
Let’s consider your income, credit, down payment, liabilities, pre-payment options, pre-payment penalties, mortgage restrictions, portability, assumption options, amortization, age, location, rents, and more. Wait, what was your question? Your goal is to obtain the...
by bsmith | May 19, 2020 | Mortgages, Real Estate
You are buying your next house. You ask your realtor what their role is in the process. 9 out of 10 realtors will give you these two standard responses; “My role is to find you a house that meets your requirements and negotiate the best price for you”. (Don’t take my...
by bsmith | May 15, 2020 | Casb Management Group Inc.
The COVID-19 pandemic has shone a spotlight on what we have known for some time. As a country, Canada is unprepared to house and care for an ageing population. Waiting lists are now months if not years, to get a spot in retirement and nursing homes. Not enough new...
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