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A hard truth about COVID-19

It’s time to get serious about saving for that ‘rainy day fund’ The global pandemic has reinforced the need for Canadians to take a more responsible approach to managing spending habits. The need for a savings pool that is not earmarked for a vacation or future spend...
Hello? You want our best mortgage rate?

Hello? You want our best mortgage rate?

Let’s consider your income, credit, down payment, liabilities, pre-payment options, pre-payment penalties, mortgage restrictions, portability, assumption options, amortization, age, location, rents, and more. Wait, what was your question? Your goal is to obtain the...
Why you should fire your current realtor

Why you should fire your current realtor

You are buying your next house. You ask your realtor what their role is in the process. 9 out of 10 realtors will give you these two standard responses; “My role is to find you a house that meets your requirements and negotiate the best price for you”. (Don’t take my...