by bsmith | Jul 3, 2020 | Casb Management Group Inc., Covid-19, How I View The World
It’s time to get serious about saving for that ‘rainy day fund’ The global pandemic has reinforced the need for Canadians to take a more responsible approach to managing spending habits. The need for a savings pool that is not earmarked for a vacation or future spend...
by bsmith | May 15, 2020 | Casb Management Group Inc.
The COVID-19 pandemic has shone a spotlight on what we have known for some time. As a country, Canada is unprepared to house and care for an ageing population. Waiting lists are now months if not years, to get a spot in retirement and nursing homes. Not enough new...
by bsmith | Apr 2, 2020 | Casb Management Group Inc.
No, you don’t get 6 months of mortgage forgiveness during the COVID-19 crisis. I am fielding many calls during the current COVID -19 crisis from clients who are assuming they don’t need to pay their mortgage for the next six months, at no consequence to...
by bsmith | Dec 6, 2019 | Casb Management Group Inc., Mortgages, Real Estate
Refinancing a mortgage is inevitable for most people who own a home. Are you guilty of one or more of the following mistakes? Accepting the written offer your lender presents to you Lenders are famous for sending a renewal notice in the mail and asking you to select...
by bsmith | Oct 12, 2019 | Casb Management Group Inc.
When the Government of Canada introduced the First Time Home Buyer Incentive (FTHBI) effective September 2, 2019, I expected more buzz in the mortgage community. The program is available to first time home buyers with household income under $120,000 for mortgages not...
by bsmith | Mar 5, 2019 | Casb Management Group Inc.
Since cannabis legalization came into effect on October 17, 2018 nationwide, many Canadian landlords are wondering about their rights and how the legalization will affect their rental property investments. New rules allow cannabis to be used recreationally and enable...
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