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All about appraisals

 What is an appraisal? Simply put: an appraisal is a professional’s opinion on the true market value of your home.  Banks use appraisals, and so do home owners during the process of buying, selling or refinancing a home. How do appraisers calculate my home’s worth?...

The truth about reverse mortgages

On the surface, reverse mortgages seem like the ideal solution for cash-strapped seniors. At age 55 you can tap the equity in your home up to 55 per cent of the property value; you don’t have to make any interest or principal payments, and the mortgage only...