by bsmith | Jun 12, 2018 | Casb Management Group Inc.
I had the pleasure of attending a conference recently where Michael “Pinball” Clemons was the guest speaker. You may remember Pinball as the Hall of Fame football player and coach with the Canadian Football League’s Toronto Argonauts. He is a multiple Grey...
by bsmith | May 28, 2018 | Casb Management Group Inc.
Today’s buyers have almost an unlimited number of mortgage financing options to choose from. If you cut through all the marketing hype, you are going to be essentially selecting from one of three options: 1. Fixed rate mortgage, where your interest rate and payment...
by bsmith | May 21, 2018 | Casb Management Group Inc.
Many Canadians are looking at holding mortgages well into retirement and are concerned that once Canada Pension and Old Age Security become the primary source of income, they may no longer qualify for a mortgage. For those of you in that position, I have some good...
by bsmith | May 14, 2018 | Casb Management Group Inc.
We have witnessed three quarter point interest rate increases since July of 2017, with the most recent occurring on January 17, 2018. More increases are expected in 2018. If you own a home or are purchasing a home why does this matter? The price is not the price The...
by bsmith | May 7, 2018 | Casb Management Group Inc.
On the surface, reverse mortgages seem like the ideal solution for cash-strapped seniors. At age 55 you can tap the equity in your home up to 55 per cent of the property value; you don’t have to make any interest or principal payments, and the mortgage only...
by bsmith | Apr 24, 2018 | Casb Management Group Inc.
When renovating a home there are a number of financial strategies that can be used depending on the cost and timing of the renovations and whether the home is owner-occupied or a rental property. ...
by bsmith | Apr 15, 2018 | Casb Management Group Inc.
With escalating home prices in cities such as Toronto and Vancouver having a residual effect be felt across much of the country, many Canadians are looking at holding mortgages well into retirement with no hope of actually paying them out once Canada Pension and Old...
by bsmith | Mar 26, 2018 | Casb Management Group Inc.
NO WORRIES, THERE ARE THREE OTHER LENDER TYPES AVAILABLE Being turned down by what we call a traditional lender or “A” lender such as a charted bank, is not the end of the road in terms of your search for a mortgage. There are three other options available...
by bsmith | Mar 16, 2018 | Uncategorised
Using the services of a mortgage broker helps with both Purchasing a home is an exciting time. A lot of research goes into the purchase process, but we find many clients spend little time researching the best way for them to pay for the property and simply accept the...
by bsmith | Mar 8, 2018 | Uncategorised
Have you ever thought about using real estate to increase your overall net worth, or as a way to save for your retirement? Or even as a retirement plan instead of a traditional RRSP? You’re not alone, as we can tell from the Statistics Canada’s numbers from...
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