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Changing Mortgage Rules

The last several months have seen a change in Canadian mortgage rules to stimulate a stagnant housing market. We have summarized below:1. The threshold for mortgage insurance has risen to a $1.5 million purchase price. 5% down on the first $500,000 and 10% down on the...

The perfect home and $20K in your bank account

Using the services of a mortgage broker helps with both Purchasing a home is an exciting time. A lot of research goes into the purchase process, but we find many clients spend little time researching the best way for them to pay for the property and simply accept the...