by bsmith | Aug 28, 2010 | Mortgages, Real Estate
If You Have A Mortgage You Need to Read This September 8, 2010 is quickly approaching and represents the next scheduled increase in the Bank of Canada Prime Rate. Currently at 2.75% can we expect an increase to 3.00%? Could it be more? If you have a variable rate...
by bsmith | Aug 28, 2010 | Business Financing, Casb Management Group Inc., How I View The World, Investments, Mortgages, Real Estate
There is one marketing truth you must understand: People buy when they are ready to buy, not when you are ready to sell. So, just because your lead is not ready to buy today, doesn’t mean they aren’t important. After all, today’s leads are...
by bsmith | Aug 28, 2010 | Casb Management Group Inc., How I View The World
Life is short. No more excuses. Carrie Garber provides some tips to play with as you continue your process of personal transformation! Step into total self-love and acceptance. As you move through your life, how much are your decisions being influenced by wanting...
by bsmith | Aug 28, 2010 | Casb Management Group Inc., How I View The World, Rant
An Obituary printed in the London Times – Interesting and sadly very true. Today we mourn the passing of a beloved old friend, Common Sense, who has been with us for many years. No one knows for sure how old he was, since his birth records were long ago lost in...
by bsmith | Aug 28, 2010 | Casb Management Group Inc., How I View The World
I recently stumbled onto a concept called Vampire Thinking articled by Carol Gignoux. Vampire thinking is the compulsion we all have to suck the juice right out of our possibilities and opportunities. Instead of acting on a good idea, we excel at finding a slew of...
by bsmith | Aug 28, 2010 | Casb Management Group Inc., How I View The World, Investments
Saw this article and thought, right on! Have you ever wondered how the super rich think? We’re not talking about “The Millionaires Next Door” here … we’re talking Billionaires. Do they believe in the “law of attraction”? Do they “follow their passion”? Do they play...
by bsmith | May 12, 2010 | How I View The World
It’s cool to know a world champion, someone you have known since birth, mature into quite simply “the best”. The young man I speak of is Wesley O’Beirne, a high school student from Aurora, Ontario. Wesley recently competed in The Distributive Education Clubs of...
by bsmith | Apr 20, 2010 | Mortgages, Real Estate
I was speaking to one of our lenders last week and suggested that he send me a summary of all the changes happening in the Canadian residential mortgage market. He said he would once they figured it all out. I found that amusing given the Minister’s press conference...
by bsmith | Apr 6, 2010 | How I View The World, Real Estate
During our recent trip to the Dominican Republic I was impressed with the level of customer service at the resort in which we stayed. The food was spectacular and the drinks flowed freely. Meandering into one of the beachside bars at 7:00 am on a Sunday morning I...
by bsmith | Mar 13, 2010 | Mortgages, Real Estate
With all the focus and media attention given recently to changes in the mortgage rules, one very important change went virtually unnoticed and this change will have a significant impact on self employed mortgage applicants. Effective April 9, 2010 the loop hole that...
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