by bsmith | Oct 15, 2012 | How I View The World, Mortgages, Rant
Over the past couple of months we have seen a gradual shift in mortgage rules most notably; The end of 100% financing and the cash back mortgage The reduction in line of credit limits to 65% of the home’s value compared to the previous 80% What makes this round of...
by bsmith | Sep 25, 2012 | How I View The World, Rant
I heard this line from author, salesman and motivational speaker Zig Ziglar at a live seminar and immediately identified the premise to be true as a direct contradiction to the traditional teachings of business coaches that people do business with people they know,...
by bsmith | Sep 18, 2012 | Mortgages
“Wouldn’t it make more sense if the deposits and borrowings were combined? Why not have every dollar you earn paying down your debts until you need to spend that money? Your income can instantly reduce what you have borrowed. As you pay bills and other expenses...
by bsmith | Sep 10, 2012 | Casb Management Group Inc.
Inspired by the teachings of artist and writer Jessica Hagy, I recognize that nothing incredible is accomplished alone. You need the help of others, and with the right mix of talent on your team, the impossible becomes inevitable. Are these people on your team? The...
by bsmith | Jun 24, 2012 | Mortgages, Rant, Real Estate
Thursday morning the Government of Canada’s announcement, regarding changes to Government Backed Insured Mortgages, effective July 9th 2012. Amortization Period is REDUCED to 25 years for high ratio applications. Banks can continue to offer 30 year amortization on...
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